Subaru Leasing vs Financing

Leasing vs Financing a New Subaru

Unpack all the benefits leasing and financing has to offer, uncover the option that best fits your lifestyle and budget. Kenosha Subaru is standing by with financing options specially crafted for drivers in the Kenosha, WI area. Our team at our finance center will make sure you get the best deal possible no matter if you decide to lease or finance your next ride. We'll walk you through all the latest incentives and new vehicle specials to help you unlock competitive savings on a new Subaru model.

Subaru Leasing

Enjoy getting a new car every few years? Want all the latest technology? Leasing may be right for you! Leasing lets you enjoy all the benefits of a new car without the long-term commitment or large upfront payment. Explore all our latest new Subaru lease offers today for all the latest lease deals. Not only that but a new lease also comes equipped with warranty coverage for the duration of your lease term. Don't worry about selling, trading in your ride, or your car depreciation.

Plus Subaru leases come with Subaru's Lease Loyalty Program! If you lease your Subaru through Subaru Motors Finance, you may qualify for the Subaru of America Lease Loyalty Program. Under the Lease Loyalty Program, Subaru will make the first monthly payment on your behalf - not to exceed $500 - on your next Subaru lease through Subaru Motors Finance and pay any disposition fee owed on your current leased Subaru. Offer subject to program rules and customer eligibility requirements. Ask your Subaru retailer for Lease Loyalty Program details.

Leasing Benefits

  • Lease payment covers only the vehicle depreciated
  • Lease payments cost less
  • Down payments are less
  • Leases run for only 24 to 48 months
  • Leases are covered under the general warranty
  • You have multiple lease-end options

Leasing Disadvantages

  • Only allowed limited mileage amounts
  • Possible repairs charges at end of lease
  • No modification allowed

Subaru Lease-End Options

Know your Lease-End Options, decide how much you love your current Subaru-then, decide what's next.

  1. Get a New Subaru: Take a test drive, check out offers, and arrange the turn-in of your current vehicle.
  2. Purchase Current Subaru: If you want to purchase the Subaru you've grown to love, contact us to request a payoff quote.
  3. Extend your Lease: If you need more time, send us a Secure Message to request a one-time six-month extension.
  4. Lease Turn-In: Use our checklist to get ready for turn-in, and complete our vehicle turn-in form after a return.

Subaru Financing

Looking to invest in your future or a road trip companion for years to come, financing is a great way to purchase an asset and raise your credit! When you finance, you're borrowing money with the commitment to pay it off over a certain amount of time. Once you're done paying off your Subaru, you officially own it and it'll become an asset. Financing a Subaru offers the opportunity to resell, refinance, and personalize your ride.

Plus with the Subaru Trade Up Advantage® Program, you may be eligible sooner than you think to bring home a new vehicle that gives you more of what you love:

  • Personalized offer tailored just for you
  • Award-winning longevity and value
  • More industry-leading safety and technology features

Your Subaru holds its value for the long haul - that's why you may be able to trade up your vehicle for a new Subaru that could have lower or similar monthly payments.

Financing Benefits

  • Ownership and ability to sell
  • No mileage restrictions
  • Can customize and alter
  • No car payments once paid off
  • Multiple lender options

Financing Disadvantages

  • Higher monthly payments
  • Higher down payment
  • Higher repair costs
  • Vehicle depreciation

Leasing vs Financing FAQ

Financing allows you to borrow money to buy your Subaru whereas with leasing you don’t own it but rather rent it for 2-3 years.

  • You have an asset once paid off
  • No mileage limitation
  • Long-term savings
  • Ability to sell whenever
  • Higher monthly payments
  • Higher down payment
  • Higher repair costs
  • Vehicle depreciation

Leasing affords you more financial freedom and less of a commitment, leases also come equipped with warranty coverage, the latest technology and stylings, and offer possible loyalty incentives.

  • Mileage limitations
  • No customizations
  • Not an asset
  1. Lease a new Subaru
  2. Purchase a new Subaru
  3. Purchase your currently leased Subaru
  1. Scheduling your inspection
  2. Review and make possible repairs
  3. Make an appointment at a dealer
  4. Complete a federal odometer/lease termination statement
  5. Pay any lease liability fees/charges
  6. Pay any additional charges

Explore all your Lease and Finance at Kenosha Subaru

Put our highly trained auto finance gurus to work for you, simply fill out our online contact form. We'll get in touch with you at your earliest convenience to start the process of tracking down a car loan or Subaru lease that fits your requirements. Prefer more face-to-face interaction? Feel free to stop by our Kenosha, WI dealership to talk to us in person.

  1. Zeigler Subaru of Kenosha

    7900 120TH Ave
    Kenosha, WI 53142

    • Sales: 262-321-3400
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Visit Our Team

  • Contact our Sales Department at: 262-321-3400
  • Monday8:00AM-9:00PM
  • Tuesday8:00AM-9:00PM
  • Wednesday8:00AM-9:00PM
  • Thursday8:00AM-9:00PM
  • Friday8:00AM-9:00PM
  • Saturday8:00AM-6:00PM
  • SundayClosed